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Total Loan Solutions
THERE ARE THOUSANDS OF PEOPLE FACING FORECLOSURE RIGHT NOW!
It is our job to make sure you’re not one of them anymore!
Here are two of our most effective solutions:
Loan Modification: This program will allow you to reduce your monthly payments by 20% to 40% without having to refinance. We will work side by side with your current mortgage lender to reduce your current interest rate and to put all your past due payments at the end of the loan, in some cases the lenders will reduce your current mortgage balance depending on your property value. Keep in mind a foreclosure process affects both the homeowner and the lender. When there is not enough equity on your property, mortgage lenders would rather collect a lower interest payment than sell a house through a court auction.
Short Sale: This program will allow you to sell your property for less money than what you actually owe to the bank. Once the negotiation process starts the homeowner or a real estate agent will be responsible for finding the appropriate buyer for the subject property; every lender have different guidelines and policies when it comes to a short sell. Once the Lender accepts an appropiate offer, the Lender will stop the foreclosure process until the transaction has been completely closed. There are many companies out there charging very high fees ONLY to negotiate a short sale transaction; your real estate agent or yourself will be responsible for bringing the right buyer.
WHAT MAKES OUR SERVICES DIFFERENT FROM OTHERS?
We at Total Loan Solutions negotiate directly with the lender and a cash offer is placed on your property to make sure an acceptance is reached as soon as possible.
Our investors have been negotiating and buying short sale properties for over 15 years; most companies out there had no clue what short sales were until last year!!!
Total loan Solutions is focused on providing high-quality service and customer satisfaction - we will do everything we can to meet your expectations.
Here are other possible solutions depending on your case:
Deed in lieu of Foreclosure: A Deed in Lieu of foreclosure (DIL) is a disposition option in which a mortgagor voluntarily deeds collateral property in exchange for a release from all obligations under the mortgage. A DIL of foreclosure may not be accepted from mortgagors who can financially make their mortgage payments.
Forbearance Agreement: A Special Forbearance (SFB) is a written repayment agreement between a mortgagee and mortgagor, which contains a plan to reinstate an asset that is minimum three mortgage payments due and unpaid.
We hope you can find everything you need. With a variety of offerings to choose from, we're sure you'll be happy working with us. Look around our website and if you have any comments or questions, please feel free to contact us.
TIME IS NOT ON YOUR SIDE WHEN IT COMES TO FORECLOSURE. YOU MUST ACT FAST AND WITH THE RIGHT COMPANY.
IF YOU ARE INTERESTED IN BUYING OUR SHORT SALE PROPERTIES, PLEASE FEEL FREE TO GIVE US A CALL.
NATIONWIDE INVENTORY
Total Loan Solutions
6011 NW 56th CT.
Coral Springs FL. 33067
Office: 1-866-534-1886
Fax: 954-416-6176
total_loan_solutions@yahoo.com
Hours of Operation
M-F: 9:00AM to 5:30 PM